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Surrogacy Cost in Pune (2026): Full Price Breakdown

What altruistic surrogacy costs in Pune: every line item, Maharashtra approvals, registered clinics and when you pay.

Typical total cost₹10–18 lakh
16–24 mo journey36 mo surrogate insuranceReviewed by Dr. Rati Rabra
Read the full breakdown ↓
✓ ICMR/ART-registered partner clinics✓ No hidden fees — written quote✓ Since 2014
Dr. Rati RabraMedically reviewed by Dr. Rati RabraMBBS, DGO · IVF Specialist 📅 Updated 30 September 2026 ⚖️ Legal facts checked against the Surrogacy (Regulation) Act, 2021

Surrogacy Cost in Pune: Quick Answer

A complete altruistic surrogacy journey in Pune costs ₹10–18 lakh in 2026. That covers IVF, embryo transfer, the surrogate’s medical care and 36-month insurance, delivery, and the legal approvals. Most couples who use their own eggs and sperm and need one or two transfers spend ₹12–14 lakh.

₹10–18 lakhtotal, all stages
16–24 monthsfrom first visit to birth
No feeto the surrogate – only altruistic surrogacy is legal

Pune has grown into one of Maharashtra’s busiest fertility centres, with more IVF clinics on the national registry list than most cities its size. Many Mumbai couples look at Pune because hospital charges are noticeably lower.

Itemised Surrogacy Cost Breakdown in Pune

Every line below adds up to the total, so you can see where the money goes.

Surrogacy cost in Pune, 20262026
Cost itemEstimated costWhat it covers
IVF (1–2 cycles)₹1,65,000 – ₹3,00,000Stimulation, egg collection, lab work, embryo freezing and medicines
Embryo transfer₹50,000 – ₹1,20,000Up to two transfers into the surrogate
Surrogate screening₹40,000 – ₹50,000Medical and psychological fitness tests
Pregnancy care₹2,10,000 – ₹3,50,000Nine months of check-ups, scans, tests and medicines
Surrogate insurance₹65,000 – ₹1,25,000Mandatory 36-month health cover
Delivery and newborn care₹1,05,000 – ₹2,00,000Normal or C-section delivery and routine newborn care
Legal and approvals₹65,000 – ₹1,50,000Agreements, medical board certificate, magistrate’s order, certificates
Counselling₹10,000 – ₹30,000Sessions for the couple and the surrogate
Coordination support₹1,65,000 – ₹2,50,000Paperwork, scheduling and support through every stage
Contingency₹1,25,000 – ₹2,25,000An extra transfer, complications or NICU care if needed
Total₹10,00,000 – ₹18,00,000Typical altruistic surrogacy in Pune

Estimates, not quotes. Your cost depends on your medical case, the number of IVF cycles and the hospital. Always ask for an itemised written quote.

Surrogacy Cost at Registered IVF Clinics in Pune

Pune has 65 IVF (ART) clinics on the national ART registry list (data as of July 2026). Across them, estimated surrogacy costs run from ₹15 to ₹18 lakh (typical ₹16.5 lakh), and IVF cycles from ₹1.6 to ₹3.5 lakh.

These clinics are registered for IVF under the ART (Regulation) Act, 2021. Surrogacy needs a separate licence under the Surrogacy (Regulation) Act, 2021, and many IVF clinics do not hold one, so ask for the clinic’s surrogacy registration before you sign.

Registered IVF (ART) clinics in Pune65 clinics
ClinicAreaRegistration no.IVF cost*Est. surrogacy cost*
ART ClinicCommand Hospital Southern Command, WanowarieMH/AC/2023/14642/L2/Pune/282₹2.9 lakh₹17 lakh
Amulya Fertility and IVF201 A& B Altus, Laxman Nagar, Balewadi, PuneMH/AC/2024/16084/L2/Pune/284₹2.4 lakh₹15.5 lakh
Aps Nursing HomeRamanand Complex, Survey No:228, Near Janaseva Bank, Hadapsar, PuneMH/AC/2022/11807/L2/Pune/44₹2.6 lakh₹16.5 lakh
Argade Maternity & Nest Fertility CenterAmbethan Chowk,pune Nasik Highway. ChakanMH/AC/2022/11414/L2/Pune/62₹3.5 lakh₹17 lakh
Asha IVF Centre555 Narayan Chambers Opposite Narayanpeth Police Station Narayanpeth P…MH/AC/2022/10926/L2/Pune/268₹1.8 lakh₹17.5 lakh
Ashwini HospitalAmeya , S.no 1/8,plot 4 , Dasra Chowk ,balewadi ,puneMH/AC/2022/12418/L2/Pune/169₹2.9 lakh₹16.5 lakh
Babygen IVF Fertility Clinic PVT. LTDKumar Prism , 2nd Floor , Office No 201 (part - B ) Sr.no - 44a 12/12…MH/AC/2025/16821/L2/Pune/324₹2.4 lakh₹17 lakh
Bhide Hospital18 Laxmi Park Navi Peth PuneMH/AC/2022/10652/L2/Pune/34₹2.6 lakh₹16 lakh
Crysta IVF Fertility Centre (a Unit of Crysta IVF Life PVT LTD)5th Floor, 10 Biz Park, Near Symbiosis Law College, Viman Nagar, PuneMH/AC/2023/14527/L2/Pune/02₹1.7 lakh₹17 lakh
Divya ClinicDivya Clinic, Sr No 188/150/151/2, 1st Floor Flat2 Shakun Apartment, S…MH/AC/2025/16918/L2/Pune/294₹3 lakh₹17.5 lakh
Show all 65 registered clinics
ClinicAreaRegistration no.IVF cost*Est. surrogacy cost*
Dpu IVF & Endoscopy CenterDr D Y Patil Hospital and Research Center ,sant Tukaram Nagar,near Ycm…MH/AC/2022/11123/L2/Pune/119₹1.9 lakh₹15.5 lakh
Dr. Dharmadhikari's Silver Lining IVF CentreS.no. 161/19b Bhosale Nagar, Hadapsar, PuneMH/AC/2023/14552/L2/Pune/03₹2.2 lakh₹15.5 lakh
Dr. Joglekar Fertility CentreNear Dr. Joglekar Hospital, Off Nh48, Pune Bangalore Highway, Shirwal…MH/AC/2024/15400/L2/Satara/69₹3.3 lakh₹17 lakh
Elpis IVF & Maternity HomeSr No. 149 / 1 A, Plot No. 1 Iti Road, Parihar Chowk, Aundh, Pune.MH/AC/2022/10869/L2/Pune/43₹3.5 lakh₹17 lakh
Embrio IVF CentreS. No. 112/1/2/1 Showroom No 101, Pride Gateway, 1st Floor, Above Crom…MH/AC/2022/10967/L2/Pune/210₹1.7 lakh₹18 lakh
Embryonic Fertility and IVF Centre5th Floor, Siddhart Mansion, Opposite Agakhan Palace, Nagar Road, Shas…MH/AC/2022/11888/L2/Pune/47₹3 lakh₹16 lakh
Femcare FertilityOffice 102, 1st Floor, Suman Business Park, Kalyani Nagar, Pune, Mahar…MH/AC/2025/17217/L2/Pune/326₹1.8 lakh₹15.5 lakh
Femcare Fertility(dume Healthcare Private Limited)2nd Floor, Avenue Imperia, Survey No. 110, Hissa No. 11/2, Tehsil Have…MH/AC/2022/11794/L2/Pune/33₹2.7 lakh₹16.5 lakh
Gade HospitalManchar PuneMH/AC/2022/11102/L2/Pune/124₹2 lakh₹15.5 lakh
Getwell Multispeciality HospitalManchar, Tal-ambegaon, Dist-puneMH/AC/2022/10501/L2/Pune/123₹2.5 lakh₹16.5 lakh
IVF CenterGate-137, Dehu Alandi Road , Pcmc Moshi Police Station , Khed , PuneMH/AC/2025/16173/L2/Pune/252₹2.5 lakh₹17 lakh
IVF Pune - Deenanath Mangeshkar HospitalDeenanath Mangeshkar Hospital,8+13/2, Erandvane , PuneMH/AC/2022/11384/L2/Pune/117₹3.4 lakh₹16.5 lakh
Jeevanam3rd Floor, Aishwarya Trade Centre, Opposite Hotel Pune Royal, New Dp R…MH/AC/2023/14721/L2/Pune/92₹1.6 lakh₹15.5 lakh
Kalyani Hospital and IVF CenterGujar Mala . Ct Bora College Road.shirurMH/AC/2025/16199/L2/Pune/136₹2.7 lakh₹16.5 lakh
Kamat Hospital PVT. LTD. IVF CenterChapekar Chowk, Chinchwad, PuneMH/AC/2022/11389/L2/Pune/216₹1.7 lakh₹16 lakh
Khetmalas Hospital & Ovabliss Fertility CentreGajanan Maharaj Nagar Lane 3, Near Shiv Chattrapati School,near Iskcon…MH/AC/2023/14625/L2/Pune/06₹2.1 lakh₹16 lakh
Kids Clinic India Limited Cloudnine FertilityHermes Waves, Survey No. 212/1b, Plot No. 59 C, Kalyaninagar, PuneMH/AC/2022/11968/L2/Pune/118₹3.1 lakh₹17 lakh
Kids Clinic India Limited Cloudnine HospitalS. No. 135/1, Plot No. E1, Baner-pashan Link Road, Pashan, PuneMH/AC/2024/15891/L2/Pune/160₹2.3 lakh₹16.5 lakh
M/s. Ankura Hospital For Women & Children (a Unit of Ankura Hospitals Pune PVT LTD)Sy.no. 163/1+2a+2b/1, Cts No. 2488, Nagras Road, Opposite Sbi Pbb, Aun…MH/AC/2023/14129/L2/Pune/07₹3.4 lakh₹15 lakh
Maeer's Vishwaraj IVF CenterVishwaraj Hospital, Near Loni Railway Station Loni Kalbhor, Solapur -…MH/AC/2023/14147/L2/Pune/04₹2.9 lakh₹17.5 lakh
Mothercare Hospital,ivf Centre585/34,35,salisbury Park,ground Floor,mantri Cooperative Housing Socie…MH/AC/2022/10229/L2/Pune/36₹2.7 lakh₹17.5 lakh
Mummy and Me IVF CenterChandrarang Arcade 3rd Floor Krishna Chowk Navi Sangvi PuneMH/AC/2023/14694/L2/Pune/51₹1.6 lakh₹16.5 lakh
Nakshatra Fertility Intimacy Cosmetic ClinicOffice 101, Chaitanya Highpoint Building Above Hdfc Bank Dasara Chowk…MH/AC/2022/10406/L2/Pune/86₹2.3 lakh₹17 lakh
Nirmiti ClinicQ223-226, 2nd Floor, Mayur Trade Center, Mumbai Pune Highway, Chinchwa…MH/AC/2022/10938/L2/Pune/255₹2.9 lakh₹18 lakh
Noble - Yash IVF Centre6th Floor Noble Hospitals PVT LTD, 153, A/1,2.4-1, Magarpatta City, Ha…MH/AC/2022/10280/L2/Pune/211₹2.6 lakh₹18 lakh
Nova IVF Fertility Baner4th Floor, Avenue Imperia, S/no. 110, Hissa No. 11/2, Banergoan PuneMH/AC/2022/11161/L2/Pune/37₹3.1 lakh₹16.5 lakh
Nova IVF Fertility KharadiSy.no.12/1/1+1/2c, Part Khrant Nagar , Kharadi, PuneMH/AC/2022/11160/L2/Pune/38₹2.6 lakh₹15 lakh
Oasis Fertility (a Unit of Sadguru Healcare Services PVT LTD)2nd and 3rd Floor Dynasty Commercial Sy No 206 Near Chatrapati Chowk K…MH/AC/2022/10139/L2/Pune/141₹2.5 lakh₹15.5 lakh
Oasis Fertility (a Unit of Sadguru Healthcare Services PVT.ltd)Office No.203,204,205 2nd Floor ,vedriti ,survey No - 48/1a/1/9,10,1…MH/AC/2024/15758/L2/Pune/319₹2 lakh₹17 lakh
Padalkar Multispecialty Hospital Fertility and IVF CentreSurvey No 40/2, Near Hdfc Bank Dattanagar Ambegaon Budruk, PuneMH/AC/2024/15270/L2/Pune/318₹2.7 lakh₹15.5 lakh
Parmar Maternity and General HospitalPlot No. 13, Survey No. 157, Near Parihar Chowk Aundh PuneMH/AC/2022/12606/L2/Pune/52₹3.5 lakh₹16 lakh
Patankar Fertility Solutions PVT LTD.500/b/1, Opposite Saras Baug Parvati ,puneMH/AC/2022/11810/L2/Pune/212₹3.5 lakh₹17.5 lakh
Pearl Womens Hospital & Yash IVF Neo Woman Clinic & Yash IVFGandharva Empire, Office # 303/304, Survey No 135/2/23, Lts No. 4919 H…MH/AC/2025/16337/L2/Pune/247₹3 lakh₹15.5 lakh
Pearl Womens Hospital and Yash IVF India PVT LTD1277 Renaissance, Jangli Maharaj Road, Deccan Gymkhana, PuneMH/AC/2022/10232/L2/Pune/232₹1.8 lakh₹15 lakh
Prevoir IVFPrevoir Healthcare PVT LTD , Above Hero Showroom ,pune Nagar Bypass, B…MH/AC/2024/15443/L2/Pune/133₹1.9 lakh₹17.5 lakh
Progenesis Fertility Center and Maternity HomeKataria Chambers, Iti Road, In Front of Reliance Digital, Sanewadi, Au…MH/AC/2022/12004/L2/Pune/229₹2.6 lakh₹16.5 lakh
Rhea Healthcare Private LimitedUnit No:101a,1st Floor, Gandhi Empire-1,plot No .2, Seren Estate, Lull…MH/AC/2025/16444/L2/Pune/302₹3.4 lakh₹16.5 lakh
Rising Medicare HospitalGoodwill Icon, Survey No 4, Behind Radisson Blu, Pandharinagar, Kharad…MH/AC/2022/11803/L2/Pune/40₹1.7 lakh₹16 lakh
Ruby Hall IVF & Endoscopy CentreGrant Medical Foundation, Ruby Hall Clinic, 40, Sassoon Road, PuneMH/AC/2022/11562/L2/Pune/260₹3 lakh₹18 lakh
Sahyadri Hospitals PVT. LTD. Sahyadri Super Speciality Hospital HadapsarSurvey No.163a/1a/26a, 163a/1a/5, 163a/1a/21 Bhosale Garden, Near Hada…MH/AC/2022/10492/L2/Pune/49₹1.8 lakh₹17 lakh
Sahyadri Hospitals PVT. LTD. Sahyadri Super Speciality Hospital Nagar RoadSurvey No. 185a, 199, 200 A-b, 201, Hermes Heritage, Phase Ii, Shastri…MH/AC/2022/10309/L2/Pune/48₹3.4 lakh₹15.5 lakh
Sahyadri Hospitals PVT. LTD. Sahyadri Super Speciality Hospital ShivajinagarFinal Plot No. 28, Cts 1717, 1719 To 1722, Opp Sakhar Sankul, Shivajin…MH/AC/2024/15898/L2/Pune/159₹2.9 lakh₹17 lakh
Saishree Vitalife Hospitals Private LimitedVantagio, Old Sr No.165, Hissa No.5 ,wakad ,pimpri ChinchwadMH/AC/2025/17257/L2/Pune/304₹2 lakh₹15.5 lakh
Sangam HospitalSr. No. 59/1a/1, Near Atur Hills Society, Opposite Orchids Internation…MH/AC/2022/12020/L2/Pune/42₹2.7 lakh₹16.5 lakh
Shree Chaitanya Test Tube Baby Center PVT LTD Hadapsar41 City Hub Project K Ving,1st Floor Hadapsar Tal- Haveli PuneMH/AC/2025/17456/L2/Pune/323₹2.4 lakh₹17 lakh
Shree Chaitanya Test Tube Baby CentrePlot No. 7/8 , S No. 19/2, Deshpande Estate, Indapur Road , Baramati.…MH/AC/2022/10277/L2/Pune/67₹3.5 lakh₹15.5 lakh
Srushti IVF CenterValencia Building Shop No 208 209 210 211, Sr No 21/1/a Dange Chowk Th…MH/AC/2023/14965/L2/Pune/68₹3 lakh₹18 lakh
Sunshine Hospital1090 Marvel Fuego Opposite Season Mall Magarpatta HadapsarMH/AC/2022/11800/L2/Pune/35₹2.5 lakh₹16.5 lakh
Tata Centre For Reproductive Health, Kem Hospital2nd Floor, Banoo Coyaji Building, 489 Rasta Peth, Sardar Moodliar Road…MH/AC/2022/10664/L2/Pune/306₹1.8 lakh₹18 lakh
Umang Hospital IVFSr No 201/16 B Dp Road, Sade Satra Nali , Hadapsar PuneMH/AC/2022/10577/L2/Pune/45₹2.6 lakh₹18 lakh
Umarji Nursing Home ( Umarji Mother and Child Care )S No 13/1 Stilt,first,second, Third Floor Balewadi PuneMH/AC/2024/16027/L2/PUNE/158₹2.5 lakh₹18 lakh
Unity IVF CentreLaxmi , Near Pandit Bhimsen Joshi Auditorium, Aundh , PuneMH/AC/2022/12678/L2/Pune/74₹2.2 lakh₹18 lakh
Vatsalya Test Tube Baby (ivf) CentreC/ovatsalya Hospital , Golegaon Road, ShirurMH/AC/2024/15633/L2/Pune/94₹2.4 lakh₹17.5 lakh
Veer IVF CentreVeer Hospital, Tapkir Chowk, Jyotiba Nagar, Kalewadi, Pimpri Chinchwad…MH/AC/2022/10470/L2/Pune/305₹1.8 lakh₹17.5 lakh
Yashoda Fertility and IVF Center , PuneWestern Tower, Marunji Road, Beside Pumkin Patch School, Wakad, PuneMH/AC/2025/16459/L2/Pune/251₹2.4 lakh₹16 lakh

*Costs are indicative estimates, not quotes. Surrogacy estimates are kept within our itemised Pune cost range shown on this page; they can change and may not include every item. Always confirm the current price, what it includes, and the clinic’s surrogacy licence directly with the clinic before you decide. IVF (ART) registration details are as listed on the National ART & Surrogacy Registry (July 2026); Vinsfertility does not endorse any listed clinic.

What Is Included and What Costs Extra

The IVF and legal costs in Pune are close to Mumbai’s. The saving is in pregnancy care and delivery, which is why Pune’s top end is about ₹7 lakh below Mumbai’s.

Usually included in ₹10–18 lakh

  • IVF and up to two embryo transfers
  • Surrogate’s screening, pregnancy care and delivery
  • 36-month surrogate insurance
  • Medical board certificate, magistrate’s order and legal paperwork
  • Counselling and coordination

Can push the cost higher

  • More IVF cycles or transfers
  • Donor eggs or sperm, where allowed
  • Twins, a C-section with complications or NICU stay
  • Genetic testing of embryos (PGT)
  • Your own travel and stay in Pune

Surrogacy Steps in Pune and When You Pay

Approvals come from Maharashtra’s Appropriate Authority under the Surrogacy Act, set up by the state health department. The District Medical Board of your district certifies the medical need, and a magistrate’s court issues the parentage and custody order before the embryo transfer.

  1. Consultation and testsMonth 1part of IVF cost

    A doctor confirms the medical reason you need surrogacy.

  2. IVF and embryo freezingMonths 1–3₹1.65–3 lakh

    Your embryos are created and frozen.

  3. ApprovalsMonths 2–5₹1.7–3.25 lakh

    A District Medical Board certifies the medical need. A magistrate’s court issues the order on parentage and custody. You buy the surrogate’s 36-month insurance. The Appropriate Authority then issues the eligibility and essentiality certificates.

  4. Embryo transferMonths 5–7₹0.5–1.2 lakh

    One or two transfers until a pregnancy is confirmed.

  5. Pregnancy care9 months₹2.1–3.5 lakh

    Paid in stages as check-ups and scans happen.

  6. Delivery and birth certificateMonths 16–24₹1.05–2 lakh

    The baby’s birth certificate carries your names as parents.

Who Can Have Surrogacy in Pune

Married couple

  • Indian, legally married
  • Wife 23–50, husband 26–55
  • Medical need certified by a District Medical Board
  • No surviving child (limited exceptions)

Single woman

  • Widow or divorcee aged 35–45
  • Must use her own eggs with donor sperm

Surrogate

  • Married woman aged 25–35 with her own child
  • Can be a surrogate only once
  • Medically and psychologically fit

Donor eggs or sperm: since the February 2024 amendment to the Rules, a couple can use one donor gamete if a District Medical Board certifies the medical need. At least one gamete must come from the couple.

How to Choose a Surrogacy Clinic in Pune

With around 65 registered IVF clinics, Pune gives you real choice. Start with those that hold a surrogacy registration and compare itemised quotes.

  • Surrogacy registration: ask for the clinic’s surrogacy registration number. An IVF (ART) registration alone is not enough.
  • Written, itemised quote: every stage listed separately, as in the table above, with what happens if a transfer fails.
  • Delivery hospital: know where the baby will be born and whether it has a neonatal ICU.
  • Legal support: who files the medical board, court and Appropriate Authority applications, and whether that is in the price.
  • Insurance proof: a copy of the surrogate’s 36-month policy before the embryo transfer.
  • If you live in Mumbai: ask how many visits you will need to make to Pune and whether scans can be shared remotely.
  • No “guaranteed baby” packages and no payment to the surrogate beyond what the law allows.

Travelling to Pune? Pune International Airport and the Mumbai–Pune Expressway make the city easy to reach. Plan to be in Pune for the consultation, egg collection, the court hearing and the delivery.

Surrogacy Cost in Pune vs Other Cities

Typical total surrogacy cost by city, 20262026
CityTypical totalWhy
Pune₹10–18 lakhMany IVF centres, lower hospital costs
Mumbai₹18–25 lakhHighest hospital and room charges
Nashik₹10–18 lakhFewer clinics, similar prices
Kolhapur₹12–18 lakhSmaller market
Aurangabad₹12–18 lakhFewer registered clinics
Bengaluru₹9–18 lakhMany clinics at every price level

For couples in western Maharashtra, Pune usually offers the best mix of clinic choice and price. Mumbai costs more mainly because of hospital charges.

Patient Video Reviews

Couples treated through Vinsfertility share their journeys in their own words, with their consent. These stories come from different cities, not only Pune.

“Trust in surrogacy – the hope that changed our life”— Mandeep & Gurpreet
“Parents at last – after 20 years of trying”— Gagandeep & Gurpreet
“A 10-year struggle ends – we’re parents!”— Subhash & Chanda
“A miracle – after 10 years of infertility”— Ramesh & Ramanpreet Kaur
Twin newborns delivered at VinsfertilityHealthy baby delivered through Vinsfertility IVFA healthy baby boy delivered at VinsfertilityA newborn delivered through Vinsfertility

Babies born with Vinsfertility. Every couple’s treatment and cost is different.

How We Worked Out These Costs

  • Price range: the total adds up the itemised parts above for a typical altruistic surrogacy in Pune.
  • Clinics: names and registration numbers come from the national ART registry list; the costs beside them are estimates.
  • Law: checked against the Surrogacy (Regulation) Act, 2021, the Surrogacy (Regulation) Rules, 2022 and the 2024 amendment. State Appropriate Authorities are listed on the national ART and Surrogacy portal.
Dr. Rati Rabra

Medically reviewed by Dr. Rati Rabra

MBBS, DGO, FMAS · IVF specialist and gynaecologist, 12+ years’ experience

Reviewed and updated 30 September 2026.

Frequently asked questions

How much does surrogacy cost in Pune in 2026?

About ₹10–18 lakh for one complete altruistic surrogacy journey. Most couples using their own eggs and sperm with one or two embryo transfers spend ₹12–14 lakh.

Is Pune cheaper than Mumbai for surrogacy?

Usually yes. A typical journey costs ₹12–14 lakh in Pune against ₹19–22 lakh in Mumbai, mostly because pregnancy care and delivery cost less.

Who approves surrogacy in Maharashtra?

Maharashtra’s Appropriate Authority under the Surrogacy Act issues the eligibility and essentiality certificates, after a District Medical Board certifies the medical need.

Is the surrogate paid in Pune?

No fee is allowed anywhere in India. You pay her medical costs, her 36-month insurance and the other expenses allowed under the Rules.

Can we use donor eggs or sperm?

Since the February 2024 amendment, a couple may use one donor gamete if a District Medical Board certifies the medical need. At least one gamete must come from the couple.

How long does surrogacy take in Pune?

Usually 16–24 months from the first consultation to the birth, including about 2–4 months for approvals.

Why could our cost go above ₹18 lakh?

Several IVF cycles, donor gametes, embryo testing, twins, complications or a long NICU stay can all add to the total.

Sources: Surrogacy (Regulation) Act, 2021 (PRS India) · Surrogacy (Regulation) Amendment Rules, 2024 · Supreme Court of India, Vijaya Kumari S. v. Union of India (9 Oct 2025). Costs are Vinsfertility estimates for 2026.

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