Surrogacy Cost in Indore: Quick Answer
A complete altruistic surrogacy journey in Indore costs ₹10–20 lakh in 2026. That covers IVF, embryo transfer, the surrogate’s medical care and 36-month insurance, delivery, and the legal approvals. Most couples who use their own eggs and sperm and need one or two transfers spend ₹12–15 lakh.
Indore is Madhya Pradesh’s commercial capital and the main fertility centre for the Malwa region. Prices stay well below the metros, with a wide gap between large private hospitals and smaller clinics.
Itemised Surrogacy Cost Breakdown in Indore
Every line below adds up to the total, so you can see where the money goes.
| Cost item | Estimated cost | What it covers |
|---|---|---|
| IVF (1–2 cycles) | ₹1,65,000 – ₹3,35,000 | Stimulation, egg collection, lab work, embryo freezing and medicines |
| Embryo transfer | ₹50,000 – ₹1,35,000 | Up to two transfers into the surrogate |
| Surrogate screening | ₹40,000 – ₹55,000 | Medical and psychological fitness tests |
| Pregnancy care | ₹2,10,000 – ₹3,85,000 | Nine months of check-ups, scans, tests and medicines |
| Surrogate insurance | ₹65,000 – ₹1,40,000 | Mandatory 36-month health cover |
| Delivery and newborn care | ₹1,05,000 – ₹2,20,000 | Normal or C-section delivery and routine newborn care |
| Legal and approvals | ₹65,000 – ₹1,65,000 | Agreements, medical board certificate, magistrate’s order, certificates |
| Counselling | ₹10,000 – ₹35,000 | Sessions for the couple and the surrogate |
| Coordination support | ₹1,65,000 – ₹2,80,000 | Paperwork, scheduling and support through every stage |
| Contingency | ₹1,25,000 – ₹2,50,000 | An extra transfer, complications or NICU care if needed |
| Total | ₹10,00,000 – ₹20,00,000 | Typical altruistic surrogacy in Indore |
Estimates, not quotes. Your cost depends on your medical case, the number of IVF cycles and the hospital. Always ask for an itemised written quote.
Surrogacy Cost at Registered IVF Clinics in Indore
Indore has 21 IVF (ART) clinics on the national ART registry list (data as of July 2026). Across them, estimated surrogacy costs run from ₹15 to ₹20 lakh (typical ₹18.5 lakh), and IVF cycles from ₹1.5 to ₹3.4 lakh.
These clinics are registered for IVF under the ART (Regulation) Act, 2021. Surrogacy needs a separate licence under the Surrogacy (Regulation) Act, 2021, and many IVF clinics do not hold one, so ask for the clinic’s surrogacy registration before you sign.
| Clinic | Area | Registration no. | IVF cost* | Est. surrogacy cost* |
|---|---|---|---|---|
| Akash Hospital and Diagnostic Centre | Bicholimardana Road Indore | MP/INDORE/2022/ARTL-2/16 | ₹1.7 lakh | ₹16 lakh |
| Bcm Kokilaben Dhirubhai Ambani Hospital (a Unit of Mandke Foundation) | K 47/3/2 50/1 50/2/1 Opposite Advanced Academy School Nipaniya Indore | mp/indore/2026/artlevel1/44 | ₹2.2 lakh | ₹19.5 lakh |
| Birla Fertility and IVF, A Unit of C K Birla Healthcare PVT LTD | Plot No 2 & 3, 2nd Floor, The Business Bay Building, Ab Road, Anoor Na… | MP/INDORE/2024/ARTCLINICLEVEL2/32 | ₹1.7 lakh | ₹19 lakh |
| Care Women S Centre | 203,vishal Astra,satya Sai Square ,indore | MP/INDORE/2022/ARTL-2/019 | ₹3 lakh | ₹20 lakh |
| Gada IVF and Hd Care | 2nd Floor , Kamal Kiran Building, Near 56 Dukan , New Palaisa , Indore | MP/INDORE/2022/ARTL-2/12 | ₹1.7 lakh | ₹19.5 lakh |
| Index Fertility and IVF Centre | Index Medical College Hospital and Research Centre,index City,khudel N… | MP/INDORE/2022/ARTL-2/01 | ₹2.4 lakh | ₹19.5 lakh |
| Indira IVF Clinic (a Unit of Indira IVF Hospital LTD.) | 1st Floor, Plot No. 5, Narmada Nagar, Annapurana Main Road, Indore M.p… | MP/INDORE/2025/ARTL-1/41 | ₹2 lakh | ₹15.5 lakh |
| Indira IVF Hospital Private Limited | 2nd Floor, Satyaraj Complex, Opposite- Malhar & C-21 Mall, 18 Pu 3, Ab… | MP/INDORE/2022/ARTL-2/06 | ₹2.2 lakh | ₹16 lakh |
| Indore Infertility Clinic C/o Chl Hospital Indore | Chl Hospital, Lig Square, Indore | MP/INDORE/2022/SURROGACYCL/03 | ₹3.3 lakh | ₹18.5 lakh |
| Iswarya Health Private Limited | First Floor Plot No, Apollo Trade Center, Gita Bhawan Rd, , Indore, Ma… | mp/indore/2024/artl2/34 | ₹2.2 lakh | ₹15 lakh |
Show all 21 registered clinics
| Clinic | Area | Registration no. | IVF cost* | Est. surrogacy cost* |
|---|---|---|---|---|
| Michael Clinic | C1 - C2 Magajpura Indore Ahemdabad Road Dhar | MP/DHAR/ARTLEVEL-1CLINIC/NO.01 | ₹3.1 lakh | ₹18 lakh |
| Mohak Laparoscopy and Infertility Centre C/o Saims Hospital | Gram Bhanwarasala Indore Ujjain State Highway Sanwer Road Indore | MP/INDORE/2022/ARTL-2/015 | ₹2.5 lakh | ₹16.5 lakh |
| New Hope C/o Usha Shrikrishna PVT LTD. | 22/2 Y N Road Indore | MP/INDORE/2022/ARTL-2/02 | ₹2.7 lakh | ₹18.5 lakh |
| Nova IVF Fertility Indore | Nrk Business Park Block B-1, Pu4 Scheme No 54 | Near Mangal City/vijay… | MP/INDORE/2022ARTL-2/20 | ₹1.6 lakh | ₹18.5 lakh |
| Prakash Ubeja Superspeciality Hospital | Indore Road Khandwa | MP/KHANDWA/2022/ARTLEVEL2CLINIC/01 | ₹1.5 lakh | ₹16 lakh |
| Pramila Hospital and IVF Center | 10 & 16, Gumasta Nagar, Ranjeet Hanuman Mandir Main Road, Indore, 10 &… | MP/INDORE/2022/ARTL-2/022 | ₹3.3 lakh | ₹18 lakh |
| Rawal Fertility | 25/2, Second Floor Vikram Heights, Yashwant, Yeshwant Niwas Rd, Race C… | MP/INDORE/2022/ARTL-2/010 | ₹2.2 lakh | ₹17.5 lakh |
| Santati Infertility & Test Tube Baby Center | Plot No. 2, Scheme No. 78, Part-ii, Vijay Nagar, Indore | MP/INDORE/2022/ARTL-2/17 | ₹1.8 lakh | ₹19 lakh |
| Shroff Fertility Clinic | G4 Urvashi Complex,opp.myh Bus Stop,3 Jaora Compound,indore | mp/indore//2024/artcliniclevel1/37 | ₹2.5 lakh | ₹19.5 lakh |
| Vardaan Fertility Centre | Sh-20, Bhagat Singh Parisar, Opposite Mangal City Mall Vijay Nagar, In… | MP/INDORE/2022/ARTL-2/08 | ₹3.4 lakh | ₹18.5 lakh |
| Yaami Fertility and IVF Center | Vidhyaraj Annexe 3rd Floor, B-1 Basant Vihar Near Satya Sai Square, Vi… | MP/INDORE/2022/ARTL-2/03 | ₹2.3 lakh | ₹18.5 lakh |
*Costs are indicative estimates, not quotes. Surrogacy estimates are kept within our itemised Indore cost range shown on this page; they can change and may not include every item. Always confirm the current price, what it includes, and the clinic’s surrogacy licence directly with the clinic before you decide. IVF (ART) registration details are as listed on the National ART & Surrogacy Registry (July 2026); Vinsfertility does not endorse any listed clinic.
What Is Included and What Costs Extra
Most of the difference between ₹10 lakh and ₹20 lakh is the delivery hospital and how many IVF cycles you need.
Usually included in ₹10–20 lakh
- IVF and up to two embryo transfers
- Surrogate’s screening, pregnancy care and delivery
- 36-month surrogate insurance
- Medical board certificate, magistrate’s order and legal paperwork
- Counselling and coordination
Can push the cost higher
- More IVF cycles or transfers
- Donor eggs or sperm, where allowed
- Twins, a C-section with complications or NICU stay
- Genetic testing of embryos (PGT)
- Your own travel and stay in Indore
Surrogacy Steps in Indore and When You Pay
Madhya Pradesh has notified Appropriate Authorities under the Surrogacy Act at district level, so the Indore district authority handles the certificates. The District Medical Board certifies the medical need, and a magistrate’s court issues the parentage and custody order before the embryo transfer.
- Consultation and testsMonth 1part of IVF cost
A doctor confirms the medical reason you need surrogacy.
- IVF and embryo freezingMonths 1–3₹1.65–3.35 lakh
Your embryos are created and frozen.
- ApprovalsMonths 2–5₹1.7–3.6 lakh
A District Medical Board certifies the medical need. A magistrate’s court issues the order on parentage and custody. You buy the surrogate’s 36-month insurance. The Appropriate Authority then issues the eligibility and essentiality certificates.
- Embryo transferMonths 5–7₹0.5–1.35 lakh
One or two transfers until a pregnancy is confirmed.
- Pregnancy care9 months₹2.1–3.85 lakh
Paid in stages as check-ups and scans happen.
- Delivery and birth certificateMonths 16–24₹1.05–2.2 lakh
The baby’s birth certificate carries your names as parents.
Who Can Have Surrogacy in Indore
Married couple
- Indian, legally married
- Wife 23–50, husband 26–55
- Medical need certified by a District Medical Board
- No surviving child (limited exceptions)
Single woman
- Widow or divorcee aged 35–45
- Must use her own eggs with donor sperm
Surrogate
- Married woman aged 25–35 with her own child
- Can be a surrogate only once
- Medically and psychologically fit
Donor eggs or sperm: since the February 2024 amendment to the Rules, a couple can use one donor gamete if a District Medical Board certifies the medical need. At least one gamete must come from the couple.
How to Choose a Surrogacy Clinic in Indore
Indore has about twenty registered IVF clinics. Check each one’s surrogacy registration and compare itemised quotes.
- Surrogacy registration: ask for the clinic’s surrogacy registration number. An IVF (ART) registration alone is not enough.
- Written, itemised quote: every stage listed separately, as in the table above, with what happens if a transfer fails.
- Delivery hospital: know where the baby will be born and whether it has a neonatal ICU.
- Legal support: who files the medical board, court and Appropriate Authority applications, and whether that is in the price.
- Insurance proof: a copy of the surrogate’s 36-month policy before the embryo transfer.
- District authority: ask which district’s authority and medical board the clinic will apply to.
- No “guaranteed baby” packages and no payment to the surrogate beyond what the law allows.
Travelling to Indore? Devi Ahilyabai Holkar Airport connects Indore to the major metros. Plan to be in Indore for the consultation, egg collection, the court hearing and the delivery.
Surrogacy Cost in Indore vs Other Cities
Indore usually costs less than Mumbai or Delhi. Compared with Bhopal it has a higher top end because of its larger private hospitals.
Patient Video Reviews
Couples treated through Vinsfertility share their journeys in their own words, with their consent. These stories come from different cities, not only Indore.
Babies born with Vinsfertility. Every couple’s treatment and cost is different.
How We Worked Out These Costs
- Price range: the total adds up the itemised parts above for a typical altruistic surrogacy in Indore.
- Clinics: names and registration numbers come from the national ART registry list; the costs beside them are estimates.
- Law: checked against the Surrogacy (Regulation) Act, 2021, the Surrogacy (Regulation) Rules, 2022 and the 2024 amendment. State Appropriate Authorities are listed on the national ART and Surrogacy portal.
Medically reviewed by Dr. Rati Rabra
MBBS, DGO, FMAS · IVF specialist and gynaecologist, 12+ years’ experience
Reviewed and updated 30 September 2026.
Frequently asked questions
How much does surrogacy cost in Indore in 2026?
About ₹10–20 lakh for one complete altruistic surrogacy journey. Most couples using their own eggs and sperm with one or two embryo transfers spend ₹12–15 lakh.
Is Indore cheaper than Bhopal?
At the lower end they are similar. Indore’s top end is higher because of its larger private hospitals.
Who approves surrogacy in Madhya Pradesh?
Madhya Pradesh has district-level Appropriate Authorities under the Surrogacy Act. They issue the certificates after a District Medical Board certifies the medical need.
Is the surrogate paid in Indore?
No fee is allowed anywhere in India. You pay her medical costs, her 36-month insurance and the other expenses allowed under the Rules.
Can we use donor eggs or sperm?
Since the February 2024 amendment, a couple may use one donor gamete if a District Medical Board certifies the medical need. At least one gamete must come from the couple.
How long does surrogacy take in Indore?
Usually 16–24 months from the first consultation to the birth, including about 2–4 months for approvals.
Why could our cost go above ₹20 lakh?
Several IVF cycles, donor gametes, embryo testing, twins, complications or a long NICU stay can all add to the total.
Sources: Surrogacy (Regulation) Act, 2021 (PRS India) · Surrogacy (Regulation) Amendment Rules, 2024 · Supreme Court of India, Vijaya Kumari S. v. Union of India (9 Oct 2025). Costs are Vinsfertility estimates for 2026.